Effective Date: December 6, 2025

Welcome to Expense Tracker – CashBook (“we”, “our”, “us”). This Privacy Policy explains how our mobile application collects, uses, stores, and protects information when you use it. By installing or using the app, you agree to this policy. We comply with Google Play Developer Policies, Apple App Store Review Guidelines, GDPR, CCPA, and global privacy standards.

1. Information We Collect

1.1 Personal Information

• Email address and Google account information (name, email, profile picture) used only for login and authentication.
• We never collect or access your Google password.

1.2 Financial Data You Enter

• Income and expense entries
• Categories, notes, dates, amounts
• CashBook transaction history

1.3 Subscription & Purchase Data (RevenueCat)

• Subscription status (active, expired, canceled)
• Purchase identifiers and transaction history
• Device identifiers for fraud prevention

1.4 Automatically Collected Data

• Device model & OS version
• App version
• Crash logs & performance metrics

1.5 Optional Backup / Cloud Sync

If enabled, your financial data may be securely stored on cloud servers. Data is encrypted during transmission and can be disabled anytime.

2. How We Use Your Information

• Authenticate and manage your account
• Provide syncing and backup features
• Validate premium subscriptions and purchases
• Improve app performance and fix issues
• Respond to customer support requests
• Prevent fraud and misuse

We do NOT sell or share your personal data with advertisers.

3. Data Sharing & Disclosure

We only share data with trusted third parties required for functionality:

• Google: authentication, analytics, crash reporting
• RevenueCat: purchase & subscription validation

We may disclose information if required by law or legal process.

4. Data Security

We use encryption, secure authentication, and industry-standard protection measures. Your financial data remains private and accessible only by you.

5. Data Retention

We retain data only as long as needed for app functionality, legal requirements, and troubleshooting. When you delete your account, all associated data is permanently erased unless retention is legally necessary.

6. Children’s Privacy

The app is intended for users 13 years and older. We do not knowingly collect personal information from children under 13.

7. Your Rights

• Request deletion of your account & data
• Export your financial data
• Correct inaccurate information
• Disable analytics or personalized ads (via Google settings)

8. Data Deletion

You may request account deletion from within the app or by contacting us at the email below. All data will be permanently removed.

9. Third-Party Services

Google Services:
https://policies.google.com/privacy

RevenueCat:
https://www.revenuecat.com/privacy

10. International Users

Your data may be processed in regions outside your own but always under secure, compliant systems.

11. Changes to This Privacy Policy

We may update this policy as needed. Continued use of the app indicates acceptance of any updates.

12. Contact Us

Email: skyloopapps@gmail.com